Planned gifts help to ensure a lasting legacy for both Vianney and the donor. A smart planned gift allows you and your family to have continued financial security while also enjoying the satisfaction of providing future support for Vianney and its students.
This document should be used as a guide to consider the different types of planned giving options. This list is not exhaustive and should not be used as legal advice. If you have questions about planned giving, please contact Brendan Keller, Director of Community Engagement, 314-965-4853 ext. 166 or firstname.lastname@example.org.
Gift in Your Will or Living Trust
Any size charitable bequest can be made to Saint John Vianney High School through a will or living trust by including a distribution of cash or property, a dollar amount, or percentage of the estate. These gifts can be amended during your life, offering both flexibility and security.
Gift of Retirement Plan Assets
Retirement plan assets in an IRA, pension, or profit sharing plan can be the most highly taxed assets in an estate. Naming St. John Vianney High School as a contingent, primary, or partial beneficiary could be the most cost-effective gift.
Gift of Appreciated Securities
Appreciated stock that you have owned for at least one year can be donated to Vianney directly. You receive an income tax deduction for the fair market value of the stock if you itemize and avoid paying capital gains tax.
Designating Vianney as the beneficiary of a life insurance policy is a simple way to support the school. Buying a new policy with Vianney as owner and beneficiary can provide an income tax deduction for the premiums paid.
Charitable Gift Annuities
A charitable gift annuity offers benefits for both Vianney and the donor. As a donor, you make a significant donation of cash or securities, and in return receive fixed payments from Vianney for the rest of your life. You may also be eligible for an income tax deduction for your gift.
Charitable Remainder Trusts
A charitable remainder trust can generate significant income streams for you or your beneficiaries. After an initial contribution to a trust, a designated beneficiary receives annual payments from the trust over a specified time period. Upon the end of the time period or death of the last beneficiary, the remaining balance of the CRT is distributed to specified charitable organizations.
Charitable Lead Trusts
A charitable lead trust is the reverse of a charitable remainder trust. A designated charitable organization receives income from the assets in the trust for a specified time period. After that time, the assets in the trust revert back to you or your heirs.